5 money steps from first coins to retirement

Kids don’t need a brokerage app on day one. They need habits that grow with them.

Ages 3–5: name coins, practice save vs spend, start a piggy ritual.

Ages 6–9: save / spend / give jars and a first family goal.

Ages 10–13: interest, allowance tracking, stronger habits.

Ages 14–18: paycheck basics, debt awareness, and looking into a Trump Account while under 18.

Ages 18+: budget, invest, and build retirement habits.

MoneyBloom’s packs follow that same path so parents aren’t inventing the curriculum from scratch.